Apple Pay, Learn A-to-Z about Apple's payment service
Apple Pay is an Apple payment service that helps users use iPhone, iPad, Apple Watch, and MacBook devices to make purchases more convenient. Follow the article below to understand more about Apple Pay!
1. What is Apple Pay?
Apple Pay is a wireless payment service and e-wallet that Apple introduced on October 20, 2014. Apple Pay allows transactions without a card (via NFC), minimizing the risk of exposing bank card information and customer personal information. With its high quality and security service, Apple Pay is predicted to account for more than 10% of all global cash transactions by 2025.
Apple Pay is Apple's online e-wallet and mobile payment service
2. How Apple Pay Works
When you make a direct purchase at an Apple Pay-supported store, the iPhone screen lights up itself and opens the Wallet app. Just tap to use a credit card or Apple Pay card to pay through confirmation using Touch ID (fingerprint) or PIN.
When you make an online purchase that pays with Apple Pay, the shipping/payment address associated with the credit or debit card on file is automatically enter, as well as the user's name and the purchase confirmed via Touch ID.
You'll either use Touch ID or enter a PIN to confirm your payment through Apple Pay.
No one can obtain your personal information or card number for all of the above payments made through the NFC method of end-to-end security.
Note: Apple Pay can only be paid at compatible stores or websites.
3. How to Set Up Apple Pay
To be able to use Apple Pay, you must meet the following criteria:
- You must use your device. Apple has the latest version of the operating system.
- It must support the region or country where you are located with Apple Pay.
- Do you have Apple ID logged in to iCloud?
- You must have a bank card that supports Apple Pay.
- Set up Apple Pay on your iPhone
Follow these steps to install Apple Pay on your iPhone:
Step 1:Open the Wallet app on your iPhone and > the plus button to the right of the screen.
Press the plus button to add your bank card
Step 2: Press Continue. You can scan the card by placing it in the Add Card frame and allowing you to use your iPhone camera or pressing Enter Card Details Manually.
Step 3: After that, the bank or card company will confirm the information and consider whether you can add the card to Apple Pay; you will probably be asked for more details to confirm. Please fill in the report.
Step 4: After completing the card confirmation, click Next to start using Apple Pay.
Add tags by scanning cards or entering card information manually
Note: If your card bank is in China, you may be asked to create a 6-character password for added security. You may also ask to download your bank's app to finalize adding cards to wallets.
- Set up Apple Pay on your iPad
To install Apple Pay on your iPad, do the following steps in an sn.
Step 1: Open Settings on your iPad and > Wallet & Apple Pay.
Step 2: Click Next. You can scan the card by placing it in the Add Card frame and allowing you to use your iPad camera or pressing Enter Card Details Manually.
Step 3:The bank or card company will proceed to confirm your card information. Complete the confirmations, then click Next so you can use Apple Pay.
Add a credit or debit card to set up Apple Pay.
In some countries and territories, you can also add promotional and rewards cards to Apple Pay.
- Set up Apple Pay through your Apple Watch
Step 1: Open the Watch app on your iPhone > Select My Watch.
Step 2:Select Add Credit or Debit Card. Select the card you want, then complete the confirmation of the information of the bank or card company. If you already have a card available in Wallet, click the card to select it.
Step 3:After completing the card selection and card confirmation, press Next to finish the installation.
Complete the card confirmation and click Next to finish the installation
- Set up Apple Pay on your Mac or MacBook
To install Apple Pay on a Mac or MacBook, you must use the line with the Touch Bar. The steps to perform the setup are as follows:
Step 1: Open System Preferences on your Mac or MacBook and > Wallet & Apple Pay.
Step 2: Select Add Card. Then enter your card information in full and accurately.
Step 3:The bank or card company will confirm your card information, complete the information,dataNext to finish the installation.
Select Add Card to add the card to use for Apple Pay
If you still want to use Apple Pay for payments where your Mac or MacBook doesn't have a Touch Bar,you can follow these:
Step 1: Open Settings on your iPhone and > Wallet & Apple Pay.
Step 2:Turn on Allow Payments on Mac to blue so you can use the payment service on your computer.
Turn on the blue ton button so you can pay Apple Pay on your computer.
4. Is Apple Pay safe?
Apple Pay is safer than using a credit, debit, or prepaid card. Every transaction on your iPhone, iPad or Mac requires authentication with Touch ID, Face ID, or PIN. Your card number and identity are not shared data next with the seller, and your actual card number is also not stored on any device or Apple servers.
Use Apple Pay more securely than a credit, debit, or prepaid card.
When your transaction makes, the device account number sent via NFC, along with a unique security code for each transaction, both of which are used to verify payment successfully. The security code here is a credit card CVV one-time use passcode and uses to ensure that a transaction is being made from a device containing the device ID, avoiding phishing.
5. Countries and regions supported by Apple Play
Africa
South Africa
Asia-Pacific
Australia, Mainland China, Hong Kong, Japan, Macau, New Zealand, Singapore, Taiwan, Kazakhstan
Europe
Austria, Belarus, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Czech Republic, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Greece, Greenland, Guernsey, Hungary, Iceland, Italy, Jersey, Isle of Man, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Ukraine, United Kingdom, Vatican
Caribbean and Latin America
Brazil, Mexico
Middle East
Israel, Saudi Arabia, United Arab Emirates (UAE)
North America
Canada, United States
6. What devices is Apple Pay compatible with?
Phone 6, 6S, 6 Plus, 6S Plus
iPhone 7, 7 Plus, 8, 8 Plus
iPhone SE, X, XS, XS Max, XR
iPhone 11, 11 Pro, 11 Pro Max
iPhone 12 Series (12, 12 Pro, 12 Pro Max, 12 mini)
iPad Air 2 and later, iPad mini 3 and later
iPad Pro series
Apple Watch
Apple Watch models paired with iPhone 6 or later